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Working with a large panel of lenders means we can help customers with a range of credit histories to get car finance, and we're frequently able to help people with fair credit.

You may find that you're not offered the great rates that someone with excellent credit history might get, but we may still be able to help you find a finance option to suit your circumstances.

We've got a number of options that would be suitable for customers with fair/bad credit.

Yes, we can accept part exchanges.

A part-exchange acts as a down payment towards your new car, in the same way that a deposit does. This would reduce your total loan amount, which means the amount you pay back each month is reduced too.

Having a part-exchange can sometimes help when it comes to likelihood of approval as it means a smaller loan amount is requested, which might open more options up to you. If you wanted to put a cash deposit down, we can accept these too!

The answer is Yes!

If your car is worth more than the settlement figure, the extra money can go towards your finance as a deposit. However, if the car is worth less than the settlement figure, you'll have to either pay the difference or put the remaining amount on top of the new finance If eligible to do so.

It all depends on which lenders accept you based on your credit score.

In general, we would just need proof of full or provisional driving license and some may need a little extra like proof of income and proof of address.

But the lenders will let us/you know what the required documents will be once finance has been submitted.